Funding Solution

Business Line of Credit

Revolving credit facilities up to $500,000. Draw funds as needed and pay interest only on what you use.

A business line of credit from Venturex Capital gives your company access to a revolving pool of capital that you can draw from whenever you need it. Unlike a term loan, you only pay interest on the amount you actually use — not the full credit limit.

This product is ideal for managing cash flow gaps, covering unexpected expenses, purchasing inventory, or seizing time-sensitive business opportunities. Once you repay what you've drawn, the funds become available again.

Our lines of credit feature competitive rates, no annual fees, and a streamlined draw process that puts funds in your account within hours of a draw request.

Key Features

Credit lines up to $500,000
Pay interest only on drawn amounts
Revolving — repay and redraw
No annual fees
Same-day draw processing
Online portal for draw management
Competitive interest rates
No prepayment penalties

Qualification Requirements

Minimum 6 months in business
Minimum $15,000 in monthly revenue
Active business bank account
Personal credit score 550+

Quick Facts

Credit LimitUp to $500K
Approval Time24–48 Hours
Draw SpeedSame Day
Interest RateFrom 1.5%/mo
Draw Period12–24 Months
RepaymentWeekly / Monthly
Apply Now Call (888) 318-3688
FAQ

Common questions.

How does a business line of credit work?

You are approved for a maximum credit limit. You can draw any amount up to that limit at any time. You pay interest only on the amount drawn, and once repaid, those funds are available to draw again.

What can I use the funds for?

Anything related to your business — payroll, inventory, equipment, marketing, expansion, or bridging cash flow gaps.

Is there a minimum draw amount?

The minimum draw amount is $1,000. There is no maximum number of draws.

How quickly can I access funds?

Draw requests submitted before 12pm ET are typically funded the same business day.