Calculator

Funding calculator.

Estimate your funding amount, total cost, and payment schedule in real time. Adjust the sliders to model different scenarios.

Configure Your Scenario
$75,000
$10K$1M
12 months
3 mo24 mo

This calculator provides estimates only. Actual terms depend on your business profile, credit history, and underwriting review.

Estimated Funding Amount
$90,000
Merchant Cash Advance · Factor Rate 1.25x
Daily
$426
Weekly
$2,130
Monthly
$9,375
Total Payback
$112,500
Cost of Capital
$22,500
Effective Rate
25.0%
Monthly Payment Schedule
1
2
3
4
5
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12
Apply With These Terms

How the calculator works.

How is the funding amount calculated?

The estimated funding amount is based on your monthly revenue multiplied by the term length, with an adjustment factor. Actual amounts depend on your full business profile.

What is a factor rate?

A factor rate is the total cost multiplier applied to your funding amount. For example, a 1.25 factor rate on $100,000 means you repay $125,000 total.

Are these numbers guaranteed?

No. This calculator provides estimates for planning purposes only. Your actual terms will be determined during underwriting based on bank statements, credit profile, and business performance.

How are daily payments calculated?

Daily payments are calculated by dividing the total payback amount by the number of business days in your term (approximately 22 business days per month).