A merchant cash advance (MCA) from Venturex Capital provides your business with a lump sum of capital in exchange for a percentage of future sales. Unlike traditional loans, there are no fixed monthly payments — your remittance adjusts automatically based on your revenue.
This makes MCAs ideal for businesses with fluctuating revenue, seasonal patterns, or those that need capital quickly without the bureaucracy of traditional bank lending. Our proprietary underwriting platform can approve your application in hours and fund your account within 24 hours.
Venturex Capital has deployed over $1.5 billion in merchant cash advances to businesses across every industry. Our factor rates are among the most competitive in the industry, and our dedicated account managers ensure a seamless experience from application to funding.
Key Features
Qualification Requirements
Quick Facts
Common questions.
What is a merchant cash advance?
A merchant cash advance is a purchase of future receivables. Venturex Capital provides a lump sum of capital in exchange for a fixed percentage of your future sales until the purchased amount is collected.
How is an MCA different from a loan?
An MCA is not a loan. There is no interest rate, no fixed monthly payment, and no set maturity date. Your remittance adjusts based on your actual sales volume, providing built-in flexibility.
What credit score do I need?
We consider all credit profiles. Our underwriting focuses primarily on your business revenue and bank statements rather than personal credit scores.
Can I get funded with existing advances?
Yes. Venturex Capital offers stacking and renewal programs for businesses with existing advances, subject to underwriting approval.