SBA loans through Venturex Capital provide access to government-backed lending programs administered by the U.S. Small Business Administration. These programs offer the most favorable terms available in business lending — lower interest rates, longer repayment periods, and larger funding amounts.
Our SBA lending team has decades of combined experience navigating the SBA application process. We handle the complexity so you can focus on running your business. From 7(a) loans to 504 programs, we match you with the right SBA product for your needs.
While SBA loans require more documentation and take longer to process than our other products, the terms are unmatched — rates as low as Prime + 2.75%, terms up to 25 years, and funding up to $5 million.
Key Features
Qualification Requirements
Quick Facts
Common questions.
What is an SBA loan?
SBA loans are partially guaranteed by the U.S. Small Business Administration, which reduces risk for lenders and allows them to offer more favorable terms to borrowers.
How long does the SBA process take?
Pre-qualification takes about 48 hours. The full application and funding process typically takes 2-4 weeks, depending on the complexity of the application.
What can SBA funds be used for?
SBA loans can be used for working capital, equipment purchases, real estate acquisition, debt refinancing, and business expansion.
Do I need collateral?
SBA loans may require collateral for larger amounts. However, the SBA will not decline a loan solely due to insufficient collateral if the application is otherwise strong.